Services
Due Diligence
Independent evaluation of payments and fintech businesses for investors, PE firms and strategic acquirers. Commercial performance, technical architecture, regulatory standing, fraud controls and operational resilience.
Investment and Acquisition Due Diligence
We conduct systematic assessments of payments and fintech businesses for investors, acquirers and strategic partners. Our assessments cover commercial performance, technical architecture, regulatory standing, fraud control effectiveness, and operational resilience: delivering clear findings and risk-ranked recommendations that support investment and acquisition decisions. Each engagement is scoped to the specific transaction and the dimensions of risk most material to the deal.
Technical Architecture Review
Assessment of payment processing infrastructure: acquiring and issuing systems, tokenisation implementation, fraud detection architecture, scheme connectivity, and settlement processes. We evaluate whether the technology stack is fit for the stated business model and scalable to projected volumes, and identify technical debt, integration risks, and platform dependencies that may affect valuation or operational continuity post-transaction.
Regulatory and Compliance Assessment
Review of licensing status, regulatory compliance posture and relationship with relevant authorities: QCB, SAMA, CBUAE, FCA or other applicable regulators. We assess the completeness of AML/CFT programmes, PCI DSS compliance, scheme rule adherence, and any outstanding regulatory matters. This includes review of past examination findings, consent orders, and remediation programmes.
Commercial and Strategic Assessment
Analysis of revenue composition, margin structure, customer concentration, contract terms, competitive positioning, and market opportunity. We assess whether the business model is sustainable in the current and expected regulatory and competitive environment, identify key commercial risks, and provide an independent view of growth projections relative to market dynamics.
Discuss your requirements
Speak directly with a specialist across any of these areas.