Live Intelligence
NewEU AI Act high-risk system obligations for payment and credit firms — August 2026 deadline·UpdatedVisa Agentic Ready global expansion to APAC and LatAm confirmed — Q3 2026 rollout·AlertPSD3 and PSR provisional political agreement reached — national transposition begins 2026·InsightECB digital euro preparatory phase complete — enabling regulation expected late 2026·RegulatorySAMA Open Banking transitions from sandbox to full licensing — first fintechs licensed April 2026·AlertCBUAE updated AML/CFT/CPF guidance for licensed financial institutions — effective April 2026·NewVisa VAMP acquirer monitoring programme — new CNP fraud and dispute thresholds from January 2026·RegulatoryFCA CASS 15 safeguarding rules for payment institutions — in effect May 2026·NewEU AI Act high-risk system obligations for payment and credit firms — August 2026 deadline·UpdatedVisa Agentic Ready global expansion to APAC and LatAm confirmed — Q3 2026 rollout·AlertPSD3 and PSR provisional political agreement reached — national transposition begins 2026·InsightECB digital euro preparatory phase complete — enabling regulation expected late 2026·RegulatorySAMA Open Banking transitions from sandbox to full licensing — first fintechs licensed April 2026·AlertCBUAE updated AML/CFT/CPF guidance for licensed financial institutions — effective April 2026·NewVisa VAMP acquirer monitoring programme — new CNP fraud and dispute thresholds from January 2026·RegulatoryFCA CASS 15 safeguarding rules for payment institutions — in effect May 2026·

Digital Transformation

We guide financial institutions and payment companies through complex digital modernisation projects: from platform selection and integration management to process re-engineering and change management.

Platform Selection and Vendor Assessment

Structured evaluation of payment processing platforms, card management systems, fraud engines and adjacent technology for financial institutions and payment companies. We develop requirements frameworks grounded in the institution's specific business model, regulatory environment and volume profile, then lead a disciplined vendor assessment process that produces a defensible selection recommendation. Our independence from technology vendors is complete: we have no commercial relationship with any platform provider.

ISO 20022 Migration Advisory

ISO 20022 is becoming the default standard for high-value and cross-border payment messages globally. As SWIFT tightens tolerance for legacy MT message translation, the pressure to upgrade is escalating. We help payment institutions scope migration programmes, assess integration complexity, manage vendor selection for migration tooling, and navigate the technical and operational challenges of transition: including data truncation risks and correspondent banking coordination.

Programme Management and Integration Delivery

Active participation in payment technology implementation programmes: reviewing vendor deliverables, managing integration workstreams, resolving technical and commercial conflicts with implementation partners, and providing continuity of technical and regulatory expertise through the delivery lifecycle. We have supported institutions where an initial vendor selection proved unsuitable and a programme required rescoping and restarting with a new implementation partner.

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